COOKIE POLICY

This Cookie Policy describes how HFI Consulting, LLC and our subsidiaries and affiliates (collectively, “Cultivate Advisors,” “us,” “we,” or “our”) use cookies and similar technologies in connection with our website at https://www.cultivateadvisors.com and the other sites and digital properties that link to Cookie Policy (collectively, the “Site”) and our email and marketing communications. 



What is a cookie? 

A cookie is a text file that websites store on a visitor’s device to uniquely identify the visitor’s browser or to store information or settings in the browser.  It serves a variety of functions, like enabling us to remember certain information you provide to us as you navigate between pages on the Site. 



Why do we use cookies and similar technologies? 

We use first party and third party cookies for several reasons, such as letting you navigate between pages efficiently, remembering your preferences, remembering your username and password, enabling you to keep items in your shopping basket, letting us analyze how well our website is performing, and improving your experience.  Some cookies are required for technical reasons in order for our Site to operate. Other cookies enable us and the third parties we work with to track and target the interests of visitors to our Site. For example, we use cookies to tailor content and information that we may send or display to you and otherwise personalize your experience while interacting with our Site and to otherwise improve the functionality of the services we provide.  Finally, third parties serve cookies through our Site for advertising, analytics, and other purposes. This is described in more detail below.  



What cookies do we use?


Essential

These cookies are strictly necessary to provide you with the Site and the services available through our Site and to use some of their features, such as access to secure areas.  Because these cookies are strictly necessary to deliver the Site, you cannot refuse them without impacting how our Site functions. You may be able to block or delete essential cookies by changing your browser settings.

Cookies

Information and Choices

Google Tag Manager

Stripe

WooCommerce




Performance and Analytics, Personalization, and Security

These cookies help us analyze how the Site is being accessed and used, enable us to track performance, and secure the Site.  For example, we use cookies to get insights regarding users and Site performance, such as page speed or to help us customize our Site and our products and services for you in order to enhance your experience.




Targeting or Advertising Cookies 

These cookies are used to make advertising messages more relevant to you and your interests.  We sometimes use cookies delivered by third parties to track the performance of our advertisements.  For example, these cookies remember which browsers have visited our Site. The information provided to third parties does not include personal information, but this information may be re-associated with personal information after we receive it.  This process helps us manage and track the effectiveness of our marketing efforts. 




Social Media

These cookies are used when you share information using a social media sharing button or “like” button on the Site or you link your account or engage with our content on or through a social networking site such as Facebook, Twitter, or Instagram.  The social network will record that you have done this. This information may be linked to targeting/advertising activities.

Cookies

Information and Choices

Facebook Connect




OTHER TECHNOLOGIES


In addition to cookies, our Site may use other technologies, such as Flash technology and web beacons to collect information automatically.


Flash Cookies

We may also use flash cookies (which are also known as locally-stored objects) on our Site, which are used on websites for purposes similar to cookies but allow storage of a larger amount of data.


Web Beacons

We may also use web beacons (which are also known as pixel tags and clear GIFs) on our Site and in our HTML formatted emails to track the actions of users on our Site and interactions with our emails.  Unlike cookies, which are stored on the hard drive of your computer or mobile device by a website, pixel tags are embedded invisibly on webpages or within HTML formatted emails.  Pixel tags are used to demonstrate that a webpage was accessed or that certain content was viewed, typically to measure the success of our marketing campaigns or engagement with our emails and to compile statistics about usage of the Site, so that we can manage our content more effectively.




YOUR CHOICES


Cookies. You can remove or disable cookies via your browser by referring to your browser's configuration documentation, since the steps for doing so are usually browser-specific.  Removing or disabling cookies might adversely impact your ability to use our Site effectively. Enabling cookies ensures a smoother experience when you use our Site. For more information about cookies, including how to see what cookies have been set on your browser and how to manage and delete them, visit www.allaboutcookies.org


Interest-based advertising.  Some of our advertising partners that collect information about users’ activities on or through the Site may be members of organizations or programs that provide choices to individuals regarding the use of their browsing behavior or mobile application usage for purposes of targeted advertising. You can use the following opt-out options to limit use of your information for interest-based advertising by participating companies:

  • Digital Advertising Alliance:  http://optout.aboutads.info
  • Network Advertising Initiative: http://optout.networkadvertising.org/?c=1
  • European users may opt out of receiving targeted advertising on websites through members of the European Interactive Digital Advertising Alliance by clicking here, selecting the user’s country, and then clicking “Choices” (or similarly titled link).


Some of the third party advertising companies we work with offer their own opt-out options that you can use to limit their use of your information for interest-based advertising, including those listed above.  Please note that we also may work with companies that offer their own opt-out mechanisms and may not participate in the opt-out mechanisms that we linked above.


If you choose to opt-out of targeted advertisements, you will still see advertisements online but they may not be relevant to you.  Even if you do choose to opt out, not all companies that serve online behavioral advertising are included in this list, so you may still receive some cookies and tailored advertisements from companies that are not listed. You can also limit collection of your information for interest-based ads by blocking third party cookies in your browser settings or using privacy plug-ins or ad blocking software that help you block third party cookies.  In addition, your mobile device settings may provide functionality to limit use of the advertising ID associated with your mobile device for targeted online advertising purposes. If you opt-out of interest-based advertisements, you will still see advertisements online but they may be less relevant to you.  Please note that we also may work with companies that offer their own opt-out mechanisms or do not participate in the opt-out mechanisms described above. Even after using these opt-out mechanisms, you may receive interest-based advertising from other companies.


Cookie Policy updates 

We may update this Cookie Policy from time to time in order to reflect, for example, changes to the cookies we use or for other operational, legal, or regulatory reasons.  Please re-visit this Cookie Policy regularly to stay informed about our use of cookies and related technologies. The date at the bottom of this Cookie Policy indicates when it was last updated.


Where can you get further information?

If you have any questions about our use of cookies or other technologies, please email us at [email protected].




Last Revised: April 20, 2020

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